Self-employed, between jobs, or fed up with marketplace rates? Tell us about you — we'll show you typical rates in your ZIP and connect you with a licensed agent.
*Illustrative estimates based on typical plans on nationwide PPO networks for the age and household entered. Not a quote. Actual pricing varies by state, plan, and underwriting. Plans are not ACA-qualified major medical insurance.
If you're currently on Medicaid (or eligible for it), the private plans our agents offer generally won't be a better deal for you. Medicaid provides more comprehensive coverage at $0/month.
Most people default to the marketplace or COBRA because they don't know there's a third option. Here's the honest side-by-side.
If you don't qualify for subsidies.
If you just left a job.
For healthy self-pay adults under 65.
*Savings comparisons are based on self-reported member data compared to unsubsidized ACA marketplace premiums. Your results will vary. Private health plans described here are not ACA-qualified major medical coverage. See footer for full disclosures.
When you call, a licensed agent — a real person — spends about five to ten minutes learning your situation. No hold music, no script, no bots.
Typically answered in under 60 seconds by a licensed agent in your region. No IVR menu trees, no "press 1 for English."
About five to ten minutes: your state, your household, your doctors, your budget. They'll tell you plainly what your options are — and what they aren't.
If a plan fits, you can enroll right on the call. Many plans activate as early as the next day. If nothing fits, the agent tells you that too. No pressure.
A rough visual of what members in similar households report saving. Not a quote — just a ballpark to anchor your conversation with the agent.
Estimator for illustrative purposes only. Actual costs vary by plan, state, health status, and eligibility. Not a guarantee of savings or coverage.
"I was paying $740 a month through the marketplace for a plan I never used. Agent spent 15 minutes on the phone with me, found something on a PPO network for a little over $400. I can actually see my regular doctor."
"Left my W-2 job in March. COBRA quoted me $620. I called the number on an ad at 8pm on a Tuesday expecting voicemail — got a real agent, enrolled in something cheaper by the end of the call."
"Family of four. The agent was straight with me about what the plan did and didn't cover — no BS, no pressure. We went with it for the network access. My wife kept her cardiologist."
Testimonials reflect individual experiences and are not guarantees of specific results. Names may be changed for privacy.
One call. One licensed agent. A plan built around your actual life — not the marketplace's defaults.
Call (801) 909-9455